Google's New Year Rule


From January 1 Users Will Have To Follow This Mandatorily!

Google's New Year Rule

Users who do online shopping and make payments will have to remember their card's details such as its card number and the expiry date in order to make the manual online payment.

This is as per the guidelines issued by the Reserve Bank of India.

Users have been informed that from January 1, 2022, their card details such as card number and expiry date will not get saved on any merchant websites or apps.

As per RBI, these changes are being made to increase the security of customers' debit and credit cards data.

Thus from the first day of the new year, you will have to enter your card details each time you want to make the manual online payment.

So as soon as this change takes place the same will be applied to all Google services such as Google Ads, YouTube, Google Play Store, and other payment services.

The same guidelines will be followed by all other merchants too.

Although the Reserve Bank of India (RBI) has decided to remove customer data stored by all websites and payment gateways, they have provided an option for much secure online payments with the use of encrypted tokens.

What Is Tokenization And How It works?

In simple terms, Tokenization is the process of converting any sensitive data into non-sensitive data.

To understand how tokenization will work on the merchant website/app, let us take an example of Google Pay itself.

Let say you want to make a payment or simply want to tokenize your credit or debit card, then:

  1. simply add your credit/debit card to your Google Pay app
  2. the app will then request a token from your card issuing bank, to represent your card
  3. You will then get a unique identification number associated with your card which is known as a token
  4. you can use this token to make the payments

So from the new year, customers will either have to enter the complete card details i.e. their 16 digit card number, card expiry date, CVV, and OTP or can follow the tokenization system, every time they want to make the payment.



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Homies Hacks: Google's New Year Rule
Google's New Year Rule
From January 1 Users Will Have To Follow This Mandatorily!
Homies Hacks
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